Hometown: I was born in Toledo but consider my hometown to be a tiny town in Ohio called Tontogany. I am a country boy at heart.
Education: I earned my BA in communications at Bowling Green State University in Ohio in 1986. In 1990, I received my MA in international relations from Wheaton College in Illinois. I subsequently earned two designations from the American College for Financial Services that support the work I do: the Accredited Asset Management Specialist℠ (AAMS®) and the Chartered Retirement Plan Consultant℠ (CRPC®).
First jobs: My very first job was pulling weeds in bean fields as an 11-year-old. My two best friends and I did that for $1 an hour. Throughout college, I waited tables at a restaurant.
Family and personal life: I am a very blessed man. My amazing wife, Susan, is a financial advisor in the insurance field. Together we have five wonderful kids ranging from high school age to recently married. Susan is counting the days until our first grandchild is born! In our spare time, we travel and spend as much time as possible with family and friends. Once a year, I do an epic hike. My favorite hikes have been summiting Mt Kilimanjaro in Africa and doing a grueling, one-day rim-to-rim hike of the Grand Canyon.
Why did I become a financial advisor? For years, I wanted to be a missionary and even pursued a graduate degree toward that end. Life’s events took that desire and led me to work eight years for a charitable organization through which I traveled the world working with missionaries and mission hospitals. Over time, I found myself wanting to reduce the amount I was traveling to spend more time with my young children. After much consideration, I chose to become a financial advisor. Doing this work has helped me fulfill my desire to help others achieve their dreams and reach their potential.
My profound client experience: I have learned to never judge people based on their appearance, the car they drive, or the home they live in. I have been in mansions where the owners couldn’t afford furniture, and I have been in trailer parks where the owners had accumulated significant investment assets. You have to look much deeper into people to truly know their character and financial habits and discipline.
What do people need to know about Mosaic Wealth Advisors? We are purposely designed to be different than every image that people may have about Wall Street from the movies. We work hard to make sure our clients understand their investments, we keep our fees low, and we always try to understand the lives of our clients so we can give them the best guidance to achieving their financial goals and dreams.
Favorite quote: My favorite quote is also our family mission statement. It comes from a 14th-century knight’s creed: “Live pure, speak true, right wrong, follow the King.” If I can get those four areas right most of the time, I know I am on the right path.
What is something most people don’t know about you? I have had the opportunity to visit 26 countries and hope to visit many more. Some trips were vacations, but most were as the result of short-term missions and disaster relief. I count it a profound privilege to have spent time with some of the world’s most disadvantaged people, to learn from them, and to have been able to bring aid during times of distress.
Hometown: I was born in Anderson, Indiana.
Education: I have a BA from Butler University and a JD from the Frank McKinney School of Law at Indiana University. I have also been awarded the CERTIFIED FINANCIAL PLANNER™ certification and Accredited Domestic Partnership Advisor designation by the College for Financial Planning.
First job: I was a recreation director for an inner-city park.
Family and personal life: My husband of more than 40 years, Jerry, and I met in law school. Jerry is a mediator and arbitrator and we love to travel. We enjoy spending time with our children and grandchildren.
Why did I become a financial advisor? My professional interests have always revolved around a desire to help others. In 2000, after serving as a trust officer and heading up the retirement services division of a retirement services company, I had the opportunity to tie my financial skills together and learn the financial planning process. I love the opportunity to help others reach their financial goals.
Most profound client experience: Learning and understanding one’s financial self can make a difference on a daily basis. I help people see what is possible, and I provide and path and guidance to their financial future. Some clients call me their retirement coach.
What do people need to know about Mosaic Wealth Advisors? We focus on our clients’ individual needs and customize the recommendations to those needs. It is our goal to make people comfortable with their finances so they can make good choices for themselves.
Favorite quote: Often attributed to Theodore Roosevelt, I believe in the adage that “nobody cares how much you know until they know how much you care.”
Childhood memories: I fondly remember car trips to sites across the United States.